Out with the old in 2024!

A New Year is a chance to start afresh and move ahead with confidence and optimism. Part of setting yourself up for a wonderful year can sometimes be letting go of things in your life that are not so beneficial and may be holding you back from living the life you want…
Who needs a testamentary trust?

The rising cost of living is grabbing all the attention right now as people struggle to pay the increasing prices. But in the meantime, our collective wealth has been growing steadily and is being transferred to the next generation at increasing rates.
How to give back

Australia is a giving country, but we often give in kind rather than financially. Whenever there is a disaster here or overseas, Australians rush to donate their time, household goods and cash. However, we lag behind other countries when it comes to structured charitable giving…
A positive property outlook for some

Residential property investors have been on a wild ride in recent years, as prices slumped during the pandemic – then quickly skyrocketed before losing ground again. Now, with prices levelling out or slowly increasing, there’s good news around the corner, according to some analysts.i
Managing the costs of raising children

It’s a special feeling welcoming a new child or grandchild into the world and watching them grow. Sharing their joy as they reach new milestones is priceless.
Of course, there’s a real cost – raising a child is expensive, particularly now as the cost-of-living spirals higher…
October 2023 Newsletter

How the Aussie dollar moves your investments: It has been a wild ride for the Australian dollar since the Covid-19 pandemic struck and that can mean good news or bad news for investment portfolios. In March 2020, the Aussie dollar dipped below US58 cents for the first time in a decade…
Should I buy insurance through my super?

While we all hope for good health, the reality is that some of us may struggle at times with unexpected sickness or injury. And that may affect your financial wellbeing and your family’s…
The team at Clear Sky Financial are extremely good at what they do and their customer service is amazing.