Planning the Best use of your Super
We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work out how best to use your super. Here are some of the considerations for the popular options. Easing into retirement:You can keep working and receive regular payments from your super […]
How to Navigate Retirement Roadblocks for a Smooth Journey
Retirement is a phase of life most of us look forward to. It’s a chance to pursue other interests, travel and maybe do some part-time work or volunteering. Thanks to more than 30 years of compulsory superannuation, we’re retiring with more savings than previous generations and have higher expectations of the lifestyle we wish to […]
Enhanced Super Contribution Limits Ahead
As the end of financial year gets closer, some investors are thinking about the most effective ways to boost their super balance, particularly with an increase in the caps on contributions from 1 July. The concessional contributions cap, which is the maximum in before-tax contributions you can add to your super each year without paying […]
Detecting Deception: Safeguarding Your Financial Security
Ever been at the receiving end of a scam call or text message? If you have, you’re not alone.
According to the Australian Bureau of Statistics, in 2021-22 an estimated 1.7 million Aussies experienced card fraud.
Luckily, there are a few tell-tale warning signs that you can look out for to avoid becoming a victim.
Understanding the New $3 Million Super Tax
The much-debated tax on superannuation balances over $3 million is inching closer and those who may be affected, should ensure they have considered the implications…
Is Insurance a Sound Investment?
Managing risk is an essential part of investment strategy to reduce the potential for losses. However, risk is not just associated with investing. Life can throw a curve ball or two – and insurance is one way to manage risk in a broader context…
Why Superannuation Fund Fees Matter
The fees you pay on your super could have a material impact on how you retire, which is why it’s important to understand how they work. A quick internet search of the term “super fees” turned up other questions people ask…
Tax Changes: How will these affect me?
Prime Minister Anthony Albanese has announced proposed changes to address ongoing cost of living pressures with all 13.6 million Australian taxpayers receiving a tax cut from 1 July 2024, compared to the tax they paid in 2023-24…
Aged Care Challenges in the Home
Aging at home with government-subsidised funding is made possible through the Home Care Packages program. However, a crackdown on what the funds can be used for can make it challenging to understand the funding available…
2023 Year in Review: Defying Predictions
Australia’s economy stubbornly defied predictions during 2023, dashing any hopes that we might begin to return to some kind of normal. Some had expected an end to the Reserve Bank’s continued cash rate rises during the year….
