FAQs: No more
‘please explain’

Frequently asked questions

Clear Sky Financial is a licensed financial planning firm and Corporate Authorised Representatives of InterPrac Financial Planning, established in 2001. Clear Sky Financial operates under Australian Financial Services Licence 246638. InterPrac Financial Planning is a wholly owned subsidiary of publicly-listed ASX firm Sequoia Financial Group.

Choosing an adviser you can trust is one of the biggest challenges for Aussies looking to implement a financial strategy. To help make the decision easier and advice more accessible, we don’t charge fees for going through the research process. That means we’ll present our findings and make our recommendations and if you choose not to proceed for any reason, the whole process won’t cost you a cent. You can view our recommendations and see what our fees and the benefits will be, before having to commit either way.

If you want to know where you’re going, and exactly how to get there, the best way to achieve your goals is with a plan. Studies consistently show that professional financial advice leads to significantly better outcomes, especially in retirement. If you want to maximise your financial well-being and ensure a secure future, it makes sense to get expert guidance tailored to your specific goals and circumstances.

We take great pride in providing objective advice that’s solely in your best interests. As a  privately owned firm, free from any affiliations with super funds or banks, we have no conflicting interests. Our recommendations are designed to empower you to make informed decisions with confidence.

3 easy steps.

  • We get to know you and work out where you’re currently at, and what you want to achieve.
  • We create a personalised strategy to help you achieve your goals.
  • We implement the plan and keep you on track.

No. We are proudly not aligned to any Super fund or bank, so we are under no obligation to push certain products. We provide advice based solely on what’s in your best interest.

Good financial advice should never ‘cost’ you money, it should make you money. That said, there are some fees associated with getting a plan implemented and maintained. The good news is, if we’re providing advice in relation to your superannuation, as we’re licensed financial advisers, the government will allow those fees to be paid from your superannuation fund, so there’s no out-of-pocket expense for you. 

Because there’s no one size fits all approach to financial advice, the exact fees will depend on what’s required for your individual situation. Rest assured, before making any commitments, we’ll provide a written statement of advice that outlines strategies, costs, and potential outcomes, ensuring you can make an informed decision without any risk.

Absolutely. We embrace the convenience of technology and have successfully helped countless Australians nationwide, regardless of their location or busy schedules. Our streamlined process allows you to receive our expert assistance quickly, easily, and securely, eliminating the need for in-person visits.

Our financial planners boast extensive experience and are highly qualified in various aspects of financial management. All of our advisers operate as Authorised Representatives of Australian Financial Services Licence Number 246638, which is regulated by the Australian Securities and Investment Commission. They are backed by a team of skilled paraplanners and compliance officers, ensuring that your financial plan is accurate, compliant, and aligned with your unique needs and objectives.

We strive for your complete satisfaction, but if you decide our services are not for you, it’s as simple as walking away. There are no fees payable to us or the adviser for any work completed. We want you to feel comfortable and in control throughout the process.

A statement of advice is a comprehensive document outlining tailored strategies, associated costs, and potential outcomes and benefits. We will prepare your personalised statement of advice without any commitment on your part. It’s an opportunity for you to review and assess the value we can offer before making any decisions.

Clear Sky

Level 9, Corporate Centre 2, 1 Corporate Court, Bundall, QLD 4217
[email protected]
1300 640 899

Clear Sky Financial Art board
Clear Sky Financial Artboard 3
Clear Sky Financial Artboard
Clear Sky Financial Pty Ltd (ABN 36 634 263 148) is a Corporate Authorised Representative No.1299668 of InterPrac Financial Planning Pty Ltd (Australian Financial Services Licence Number 246638). Information contained in this website may not take into account any individuals’ objectives, financial situation and needs. Before acting on any information contained herein, you should consider the appropriateness of the advice having regard to your personal objectives, financial situation and needs.

Clear Sky Financial Pty Ltd (ABN 36 634 263 148) is a Corporate Authorised Representative No.1299668 of InterPrac Financial Planning Pty Ltd (Australian Financial Services Licence Number 246638). Information contained in this website may not take into account any individuals’ objectives, financial situation and needs. Before acting on any information contained herein, you should consider the appropriateness of the advice having regard to your personal objectives, financial situation and needs.