Important notice: We are not related to the payday loan company or any overseas companies using the name Clear Sky Financial. We are Clear Sky Financial Pty Ltd. A 100% Australian owned Financial Planning Company, with Australian-based advisers operating under Australian Financial Services Licence Number 246638.

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Safeguarding Your Financial Tomorrow, Today

At Clear Sky Financial, we understand how important it is to protect your hard-earned savings and superannuation from fraud. With an increase in scams targeting superannuation, our Team is here to prioritise your safety and security, and ensure that all your financial dealings are handled with the utmost care and diligence. We are committed to […]

Global Trade Tensions and Their Effect on Australian Markets

The evolving global trade landscape, marked by the US Trade Wars, is creating ripple effects in Australian markets. Tariffs, supply chain disruptions, and shifting trade agreements pose risks to Australian shares, particularly those with international exposure. In this environment, a diversified, risk-aware approach is crucial. At Clear Sky Financial, our dedicated Investment Committee is actively […]

Is Refinancing Your Home Loan the Right Move?

Refinancing your home loan to take advantage of a lower interest rate might save you money. But before you switch, make sure the benefits outweigh the costs. At Clear Sky Financial we can manage the whole process and show you the pros and cons, or you might like to do it yourself. Whatever you decide, […]

From Equity to Asset: Funding Your Investment Property

When it comes to investing in real estate, equity is a key concept to wrap your head around. Michael Sloan of the Successful Investor Program explains what equity is, and how you can use it to your advantage. What is equity? Equity is the difference between the current value of your home and how much […]

Dollar-Cost Averaging: Can it work for you?

Australian share prices saw record highs in 2024, following a sluggish couple of years. The S&P ASX200 index added just under 7% in the 10 months to October 31 closing at 8160.(i) It reached its previous all-time high of 8355 just two weeks before. So, if you were invested in an index fund or a […]

Supporting Your Kids Without Sacrificing Your Retirement

As parents, the instinct to support our children never truly fades, even when they become adults. However, when you’re looking at giving them a financial helping hand, there is a bit to consider. It’s important to ensure any support you provide is not at the expense of your financial future. It can also be tricky […]

Retirement Income Options Compared: Find the Best Fit for Your Future

Retirement is filled with opportunities and choices. There’s the time to travel more, work on long-delayed personal projects or volunteer your help to worthwhile causes. You also have a host of choices to make when it comes to funding your new life away from paid work.  Here are four different options to consider.i Account-Based Pension: […]