How to Tell a Real Adviser from a Risky Caller:
ASIC has sounded the alarm on a wave of superannuation scams and aggressive marketing calls. Some may look convincing – but the risks are real, and the consequences can be devastating.
- $1.3 billion lost last year: Australians were tricked by fraudulent websites, phishing links, and even deepfake “endorsements.”
These scams evolve fast, and no one is immune.
Even “Legit” Calls Can Hurt Your Finances:
Not every call is a scam, but even well-meaning outreach can cost you:
- Self-Managed Super Funds (SMSFs): High costs, complex compliance, and you carry the legal responsibility. Even small mistakes can lead to big penalties.
- Rolling back to an old fund? You risk losing valuable insurance, paying unnecessary fees, or ending up with weaker performance. Speak to a licensed financial adviser before making a move.
Don’t Risk a Mistake. Call Us First:
- You’ve already done the right thing by choosing us. We’re your licensed adviser, fully regulated, and backed by a skilled investment committee.
- You’ve already paid for advice – there’s no need to pay a new firm to “investigate” options. We have access to thousands of investment options and can thoroughly assess any new opportunity for you.
The Clear Sky Advantage.
What others may promise vs what we provide:
| Random callers might say: | The Reality: | What We Provide: |
| “We can get you better returns.” | Often misleading or generic. SMSFs may underperform, especially with smaller balances. | Personalised strategies, diverse investment access, and proven track record. |
| “Just roll back to your old fund or this new fund, it’s easier.” | Could mean losing insurance or paying new fees. | We expertly manage everything – compliance, admin, performance, insurance. |
| “Set up an SMSF and you’ll have more control.” | You could inadvertently give control of your super to strangers. | You stay in a fund with professional oversight from APRA, ASIC and independent auditors. |
Your Super Is Safe, Smart – and Ready to Grow:
Callous callers will use high-pressure tactics or claim urgency. But remember: a good deal won’t vanish overnight. When in doubt:
- Hang up.
- Call us.
- Get the full picture before paying a stranger. With Clear Sky Financial, there’s no extra fees, and no rushed decisions.
At Clear Sky Financial, you’re in a licensed, trusted environment designed to protect and grow your retirement savings. Your super is in safe, strategic hands – backed by our experience, a dedicated investment committee, and strong regulatory safeguards. Scammers rely on fear and urgency. We rely on facts, trust, and proven performance. So, if you ever feel pressured, hang up, and contact us. Your super deserves real advice, not real risks. Let’s grow it the right way – together.
Important Information:
Clear Sky Financial Pty Ltd (ABN 36 634 263 148) is a Corporate Authorised Representative No.1299668 of InterPrac Financial Planning Pty Ltd (Australian Financial Services Licence Number 246638). Clear Sky Finance Pty Ltd (ACN 679 620 716) is authorised under Australian Finance Group Ltd ACN 066 385 822, Australian Credit Licence 389087.
The information in this document is true and correct at the time of publication. It is general in nature and does not take into account your objectives, financial situation or needs. Before acting on this information, consider whether it is appropriate to you, and seek personalised advice where required.
