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Financial advice you can
understand and trust

At Clear Sky Financial, we provide everyday Australians, with expert financial advice that’s easy to understand. Why? Because we believe great financial advice provides clarity, certainty and peace of mind, and everyone should enjoy those benefits, regardless of their financial starting point.

Whether you want to buy a home, enjoy a life without financial stress, or just know your family will be looked after if something unexpected happens, we can put a simple plan in place to make it happen.

Your goals power ours

Many Aussies are on track for an average retirement. Others lack financial security in the face of illness or injury. More are stuck in default Super funds with below-average returns – and don’t even know it. We’re here to ensure you’re on the front foot, heading towards your financial goals with confidence.

Our simple 3 step process makes getting advice enjoyable by focusing on what you want

STEP 1 - GOALS

We start by working out what you want to achieve; now and in the future.

STEP 2 - PLAN

Are you currently on track to reach your goals? If not, We devise a plan to get you there.

STEP 3 - ACTION

We implement and manage your plan to ensure you stay on track.

Advice you can trust from a team you can rely on

Clear Sky Financial are Licensed Financial Advisers with over $400 million dollars in Assets Under Management. We are Corporate Authorised Representatives of InterPrac Financial Planning, established in 2001, a wholly owned subsidiary of publicly listed ASX firm, Sequoia Financial Group.

We operate under Australian Financial Services Licence Number 246638, which is issued and regulated by the Australian Securities and Investment Commission.

Our founder, Dominic O’Regan, is a Senior Associate of the Financial Services Institute of Australia, Member of the Tax Practitioners Board, Adviser Member of the Association of Independently Owned Financial Professionals, and Practitioner Member of the Financial Advice Association of Australia (FAAA).

Building brighter
futures together

At Clear Sky Financial, we believe in more than just numbers. We’re dedicated to making a real impact whether it’s educating the next generation, supporting local neighbourhood initiatives or raising funds and awareness for incredible national charities, we’re committed to uplifting 
and strengthening the communities we serve.

In the words of Clint Eastwood, “What you put into life, is what you get out of it.” Each day we make a difference. Sometimes we are the difference for one, other days for many.  Whatever the number, it matters.

News & insights

Superannuation Taxes: Complex by Design – But Full of Opportunity

Superannuation Taxes: Complex by Design – But Full of Opportunity

If you’ve ever tried to make sense of how your super is taxed, you’ll know it’s not simple. Depending on your balance, age, and investment setup, the same $100 of earnings could be taxed at zero, 10%, 15%, 30% or even 47%. The difference? How the money was made, how long it’s been invested, and […]

Safe Doesn’t Always Mean Secure: Why Standing Still Can Set You Back

Safe Doesn’t Always Mean Secure: Why Standing Still Can Set You Back

In a world of constant financial noise, from market updates and interest rate speculation to economic forecasts, it’s easy to feel overwhelmed and choose to do nothing. But inaction can be costly when it comes to building long-term wealth. Whether it’s leaving money in cash, delaying investment decisions or ignoring the power of regular contributions, […]

How Clear Sky Works

How Clear Sky Works

At Clear Sky Financial, our focus is simple – to help everyday Australians make informed financial decisions through professional, personalised advice. We have no association or connection with any of the failed investment products recently discussed in the media, including Shield Master Trust or First Guardian Master Fund. We have never recommended those products, or […]

FAQs: No more ‘please explain’

We’re all about sharing knowledge and ensuring that you’re in the know, even before you ask. Here are a few queries you might be pondering over.

Clear Sky Financial is an Australian-based, licensed financial planning firm and Corporate Authorised Representatives of InterPrac Financial Planning, established in 2001. Clear Sky Financial operates under Australian Financial Services Licence 246638. InterPrac Financial Planning is a wholly owned subsidiary of publicly-listed ASX firm Sequoia Financial Group.

Choosing an adviser you can trust is one of the biggest challenges for Aussies looking to implement a financial strategy. To help make the decision easier and advice more accessible, we don’t charge fees for going through the research process. That means we’ll present our findings and make our recommendations and if you choose not to proceed for any reason, the whole process won’t cost you a cent. You can view our recommendations and see what our fees and the benefits will be, before having to commit either way.

If you want to know where you’re going, and exactly how to get there, the best way to achieve your goals is with a plan. Studies consistently show that professional financial advice leads to significantly better outcomes, especially in retirement. If you want to maximise your financial well-being and ensure a secure future, it makes sense to get expert guidance tailored to your specific goals and circumstances.

We take great pride in providing objective advice that’s solely in your best interests. As a privately owned firm, free from any affiliations with Super funds or banks, we have no conflicting interests. Our recommendations are designed to empower you to make informed decisions with confidence.