Is Insurance a Sound Investment?

Managing risk is an essential part of investment strategy to reduce the potential for losses. However, risk is not just associated with investing. Life can throw a curve ball or two – and insurance is one way to manage risk in a broader context…

Why Superannuation Fund Fees Matter

The fees you pay on your super could have a material impact on how you retire, which is why it’s important to understand how they work. A quick internet search of the term “super fees” turned up other questions people ask…

Tax Changes: How will these affect me?

Prime Minister Anthony Albanese has announced proposed changes to address ongoing cost of living pressures with all 13.6 million Australian taxpayers receiving a tax cut from 1 July 2024, compared to the tax they paid in 2023-24…

Aged Care Challenges in the Home

Aging at home with government-subsidised funding is made possible through the Home Care Packages program. However, a crackdown on what the funds can be used for can make it challenging to understand the funding available…

2023 Year in Review: Defying Predictions

Australia’s economy stubbornly defied predictions during 2023, dashing any hopes that we might begin to return to some kind of normal. Some had expected an end to the Reserve Bank’s continued cash rate rises during the year….

Out with the old in 2024!

A New Year is a chance to start afresh and move ahead with confidence and optimism. Part of setting yourself up for a wonderful year can sometimes be letting go of things in your life that are not so beneficial and may be holding you back from living the life you want…

Who needs a testamentary trust?

The rising cost of living is grabbing all the attention right now as people struggle to pay the increasing prices. But in the meantime, our collective wealth has been growing steadily and is being transferred to the next generation at increasing rates.

How to give back

Australia is a giving country, but we often give in kind rather than financially. Whenever there is a disaster here or overseas, Australians rush to donate their time, household goods and cash. However, we lag behind other countries when it comes to structured charitable giving…