Turbocharge Your Super before 30 June
More than half of us set a new financial goal at the beginning of 2025, according to ASIC’s Moneysmart website. While most financial goals include saving money and paying down debts, the months leading up to 30 June provide an opportunity to review your super balance to look at ways to boost your retirement savings. […]
How Political Events Affect the Markets
From the economy-bending policies of Trump 2.0 to the strengthening far-right in Europe, the new alliance between Russia and the United States, ongoing wars in Ukraine and the Middle East, and the US President’s vow to rewrite global trade rules, the markets are navigating an extraordinarily volatile period. In recent months, we’ve seen a mix […]
Market Drops Happen. So Does Recovery.
What’s happening in global markets, and why it’s not as unusual as it feels. What Just Happened? Global markets have reacted sharply this week to a major shift in U.S. trade policy. Under the new ‘Liberation Day’ tariff regime, sweeping import taxes were imposed in an effort to rebalance the U.S. trade deficit and bring […]
Trump’s Tariff Announcements
No cause for panic, just market shifts. The long-anticipated and widely feared 3 April ‘Liberation Day’ tariff announcements have been released, providing the market with a first look at new United States (US) trade policy under the Trump administration. Some areas of uncertainty remain, as well as how other countries will respond to the announcements. […]
Shaping Australia’s Future:
Key Federal Budget 2025 – 26 Measures for Living Standards and Growth. Much of the 2025 Federal Budget was already known, after a volley of pre-election spruiking for votes. But Treasurer Jim Chalmers had one surprise up his sleeve – $17 billion in tax cuts. The first round of cuts will kick in on 1 […]
Safeguarding Your Financial Tomorrow, Today
At Clear Sky Financial, we understand how important it is to protect your hard-earned savings and superannuation from fraud. With an increase in scams targeting superannuation, our Team is here to prioritise your safety and security, and ensure that all your financial dealings are handled with the utmost care and diligence. We are committed to […]
Global Trade Tensions and Their Effect on Australian Markets
The evolving global trade landscape, marked by the US Trade Wars, is creating ripple effects in Australian markets. Tariffs, supply chain disruptions, and shifting trade agreements pose risks to Australian shares, particularly those with international exposure. In this environment, a diversified, risk-aware approach is crucial. At Clear Sky Financial, our dedicated Investment Committee is actively […]
Is Refinancing Your Home Loan the Right Move?
Refinancing your home loan to take advantage of a lower interest rate might save you money. But before you switch, make sure the benefits outweigh the costs. At Clear Sky Financial we can manage the whole process and show you the pros and cons, or you might like to do it yourself. Whatever you decide, […]
Riding the Storm: 2024 Year in Review
The many unpredictable events of 2024 could easily have been disastrous for investment markets. Instead, we saw remarkable resilience and growth despite occasional volatility, as investors reacted to the extraordinary times. While economic growth in Australia and overseas was underwhelming, share markets rode out the ups and downs to finish 2024 strongly. Australia key indices […]
From Equity to Asset: Funding Your Investment Property
When it comes to investing in real estate, equity is a key concept to wrap your head around. Michael Sloan of the Successful Investor Program explains what equity is, and how you can use it to your advantage. What is equity? Equity is the difference between the current value of your home and how much […]
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