Don’t Risk It: Insuring Against Income Loss
Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and self-employed people with no sick leave available. With income protection insurance, you can be paid some 70% of your income for a specified period to help when you cannot work.i The most common claims […]
Retirement Income Options Compared: Find the Best Fit for Your Future
Retirement is filled with opportunities and choices. There’s the time to travel more, work on long-delayed personal projects or volunteer your help to worthwhile causes. You also have a host of choices to make when it comes to funding your new life away from paid work. Here are four different options to consider.i Account-Based Pension: […]
When DIY Doesn’t Pay Off
“If you want something done right, you’ve got to do it yourself.” Not necessarily! The appeal of doing it yourself is understandable. There’s a great feeling that comes with being resourceful, learning a new skill and doing something that challenges you. However, there can be pitfalls to DIY and sometimes, there are benefits to getting […]
Investing Cycles – Lessons from the Magnificent 7
When it comes to investing in shares, it’s often said that time is your friend. Data shows that investing small amounts consistently over time and riding out the ups and downs of the market by holding onto your investments for the long-term, can produce a healthy return. Over the past two decades, the top 500 […]
Investment Property: Getting it Right
With property remaining a high-priced asset, it’s more important than ever for investors to ensure their property investments are a financial success. The latest data demonstrates property’s popularity. One-in-five households (21%) owns a home in addition to their primary residence.i Maximising taxation benefits is one key element. However, the Australian Taxation Office (ATO) recently found […]
Going for Gold!
Gold fever is in the air and it’s not just the prospect of medals at the upcoming Paris Olympics. Gold prices have been climbing strongly in 2024 as investors, jittery about the effects of wars in the Middle East and Ukraine, buy up this reputed safe haven asset. The spot price has risen more than […]
