Understanding Financial Health

Financial health is an important part of our lives. When we take care of our financial health we can better manage financial stress and achieve our financial goals.   Financial health is made up of three components:  When we maintain good financial health we’re in a better position to handle life’s ups and downs.  Start saving: […]

End the Financial Year Strong: Strategies to Set Yourself Up for Success

As the financial year draws to a close, now’s the perfect time to review your financial affairs and set the stage for a successful new financial year. By taking care of essential tasks and implementing sound strategic planning, you can position yourself for a smooth transition, and a strong start for the year to come. […]

Caught in the Middle: Help for the Sandwich Generation

If you are feeling a bit like the meat in the sandwich, you’re not alone. The ‘sandwich generation’ is a growing social phenomenon that impacts people from all walks of life, describing those at a stage of their lives where they are caring for their offspring, as well as their elderly parents. The phenomenon is […]

Clear Sky Financial: Federal Budget Analysis 2024-25

What does the Federal Budget mean for me? Key Points: Treasurer Jim Chalmers has high hopes that his 2024 Federal Budget will rein in inflation earlier than expected, ease cost-of-living pressures and build a stronger economy in the future. It’s a Budget for the here and now, he says, but also for the decades to […]

What’s all the Noise about Loud Budgeting?

Loud budgeting is a trend that may have started as a joke but is fast being embraced by those who want to share their financial goals and priorities. And in doing so, also improve their chances of achieving them. It was comedian and writer Lukas Battle who first bought the term “loud budgeting” to the […]

The Art of Refinancing

Refinancing your home loan has the potential to save you thousands, reduce your monthly repayments, and free up your finances to achieve your goals. However, mastering the art of refinancing requires strategic planning, an understanding of the process, as well as taking numerous considerations into account. Whether you plan on external or internal refinancing, here’s […]