Protecting what matters most starts with advice you can trust. At Clear Sky Financial, our role as a personal insurance advisor on the Gold Coast is to help you safeguard your income, family, and future with confidence and clarity.
We provide tailored personal insurance advice on the Gold Coast, guiding you through complex decisions around cover so you’re never paying for policies you don’t need, or missing protection you do. Whether you’re building wealth, supporting a family, or planning long term, the right insurance strategy is essential to financial security.
As an independent financial advisor, we focus on protection that fits seamlessly into your broader goals, including retirement planning, wealth management, estate planning, and debt management.
Personal insurance isn’t one-size-fits-all. That’s why our personal insurance advisor services on the Gold Coast are built around understanding your life, not selling products.
We help clients across all life stages access and understand the full range of personal insurance in the Gold Coast, including:
Life insurance provides financial certainty for your loved ones if the unexpected happens. We structure life insurance on the Gold Coast to cover debts, replace income, and protect your family’s lifestyle.
Your income is your greatest asset. Income protection ensures ongoing cash flow if illness or injury prevents you from working – an essential part of long-term financial resilience.
TPD insurance provides a lump sum if you’re permanently unable to work again, helping cover medical costs, debt management, and lifestyle adjustments.
Trauma cover offers financial support after serious health events such as cancer, heart attack, or stroke, allowing you to focus on recovery without financial stress.
Each recommendation is designed to support your overall financial strategy, not operate in isolation.
Our approach to personal insurance advice on the Gold Coast is transparent, structured, and focused on long-term peace of mind.
We begin by understanding your financial goals, family situation, career stability, health considerations, and existing cover. This ensures your personal insurance supports your broader financial advisor strategy, including retirement planning and wealth management.
As your trusted personal insurance advisor on the Gold Coast, we compare policies across leading insurers to recommend cover aligned with your unique risk profile. The result is practical, cost-effective protection, without unnecessary complexity.
Life changes, and your insurance should too. We provide regular reviews to ensure your personal insurance in the Gold Coast continues to align with your income, assets, and estate planning needs.
We start by working out what you want to achieve; now and in the future.
Are you currently on track to reach your goals? If not, We devise a plan to get you there.
We implement and manage your plan to ensure you stay on track.
Choosing a specialist personal insurance advisor on the Gold Coast gives you confidence that your protection is structured correctly from the start.
Our advice is proactive, not reactive. We help you avoid costly gaps in cover before they become problems.
Insurance works best when it’s part of a complete financial strategy. At Clear Sky Financial, we ensure your personal insurance advice on the Gold Coast complements your:
This integrated view ensures every financial decision supports clarity, independence, and long-term confidence.
Working with a trusted personal insurance advisor on the Gold Coast means making informed decisions today that protect your tomorrow. Speak with Clear Sky Financial to gain clarity, confidence, and peace of mind.
Book your consultation now or call today to secure personalised personal insurance advice on the Gold Coast.
Channel 9 caught up with Clear Sky Financial CEO Dominic O’Regan and Tom Pirie, to launch a new venture helping people living with disabilities. Watch the full story.
Clear Sky Financial named in The Australian’s Best of the Best list – recognition for our commitment to clients, our community, and the quality advice we provide. Read more.
Channel 7 and Clear Sky Financial joining forces to support local legend, 10 Cent Tom, continue his change maker mission.
Watch the full story.
Clear Sky Financial featured in The Gold Coast Minute for highlighting the importance and critical impact of blood donation during the festive season. Read more.
Clear Sky Financial is proud to have been named the winner of the Professions and Services category in the May Gold Coast Business Excellence Awards. Read more.
Clear Sky Financial featured in Lifestyle News! Australia, highlighting our commitment to protecting the futures of everyday Australians. Read more.
Clear Sky Financial is proving that a great work culture comes from doing the right thing and making sure clients are always protected. Read more.
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A personal insurance advisor on the Gold Coast assesses your risks and recommends tailored insurance solutions aligned with your financial goals.
Yes. Personal insurance in the Gold Coast protects your income, family, and assets against illness, injury, or unexpected life events.
Life insurance on the Gold Coast depends on your income, debts, dependents, and long-term financial commitments.
Personal insurance advice on the Gold Coast is often more cost-effective long term, helping you avoid underinsurance or unnecessary premiums.
Absolutely. Insurance plays a key role in retirement planning by protecting your super, income streams, and long-term wealth management strategy.
Considering financial advice but unsure where to start? At Clear Sky Financial you’ll receive an obligation-free statement of advice upfront, detailing strategies, costs and benefits before you make any commitments.
That’s right, you’re in the driver’s seat. You only pay if you choose to proceed. No worries and no cost if you decide otherwise. We believe in getting you on the fast track to financial success, and it doesn’t get any easier or more accessible than that.
We have seen a number of financial advisors over the course of our working life and we can finally say we have found the perfect fit. Dominic has given us confidence in our end goal which is to retire at 60 and to be setup to lead a very comfortable life.
They were brilliant in going through the details in a manner I could understand easily.
Excellent service; great knowledge and easy to work with. Highly recommended.
Dominic did a full review of my current finances and was able to identify a number of areas that needed improvement. I like his straight forward approach, the advice was intelligent and he communicates well.
Being a new client, so far Dominic and the team have been nothing less than fantastic, very friendly, helpful and positive towards my financial future, looking forward to a great working relationship between us.
Easy to communicate with, I am excited to work with the company. Friendly service.
Very professional and friendly company. Had a few questions that they answered very quickly. Dominic, Jenna and Natalie are fantastic.
Very helpful. Very friendly. Very happy with the service I have received. Feels like they are on your side.
Have been an absolute blessing for my husband and I. A very considerate and friendly team that do all the little extra things that a lot of modern companies don't bother with. Have made our life much easier and have put our finances in excellent order.
The team at Clear Sky Financial are extremely good at what they do and their customer service is amazing.