Important notice: We are not related to the payday loan company or any overseas companies using the name Clear Sky Financial. We are Clear Sky Financial Pty Ltd. A 100% Australian owned Financial Planning Company, with Australian-based advisers operating under Australian Financial Services Licence Number 246638.

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Financial advice you can
understand and trust

At Clear Sky Financial, we provide everyday Australians, with expert financial advice that’s easy to understand. Why? Because we believe great financial advice provides clarity, certainty and peace of mind, and everyone should enjoy those benefits, regardless of their financial starting point.

Whether you want to buy a home, enjoy a life without financial stress, or just know your family will be looked after if something unexpected happens, we can put a simple plan in place to make it happen.

Your goals power ours

Many Aussies are on track for an average retirement. Others lack financial security in the face of illness or injury. More are stuck in default Super funds with below-average returns – and don’t even know it. We’re here to ensure you’re on the front foot, heading towards your financial goals with confidence.

Our simple 3 step process makes getting advice enjoyable by focusing on what you want

STEP 1 - GOALS

We start by working out what you want to achieve; now and in the future.

STEP 2 - PLAN

Are you currently on track to reach your goals? If not, We devise a plan to get you there.

STEP 3 - ACTION

We implement and manage your plan to ensure you stay on track.

Advice you can trust from a team you can rely on

Clear Sky Financial are Licensed Financial Advisers with over $330 million dollars in Assets Under Management. We are Corporate Authorised Representatives of InterPrac Financial Planning, established in 2001. InterPrac Financial Planning is a wholly owned subsidiary of publicly listed ASX firm, Sequoia Financial Group.

We operate under Australian Financial Services Licence Number 246638, which is issued and regulated by the Australian Securities and Investment Commission.

Our founder, Dominic O’Regan, is a Senior Associate of the Financial Services Institute of Australia, Member of the Tax Practitioners Board, Adviser Member of the Association of Independently Owned Financial Professionals, and Practitioner Member of the Financial Advice Association of Australia (FAAA).

Building brighter
futures together

At Clear Sky Financial, we believe in more than just numbers. We’re dedicated to making a real impact whether it’s educating the next generation, supporting local neighbourhood initiatives or raising funds and awareness for incredible national charities, we’re committed to uplifting 
and strengthening the communities we serve.

In the words of Clint Eastwood, “What you put into life, is what you get out of it.” Each day we make a difference. Sometimes we are the difference for one, other days for many.  Whatever the number, it matters.

News & insights

From Equity to Asset: Funding Your Investment Property

From Equity to Asset: Funding Your Investment Property

When it comes to investing in real estate, equity is a key concept to wrap your head around. Michael Sloan of the Successful Investor Program explains what equity is, and how you can use it to your advantage. What is equity? Equity is the difference between the current value of your home and how much […]

Dollar-Cost Averaging: Can it work for you?

Dollar-Cost Averaging: Can it work for you?

Australian share prices have seen record highs in 2024, following a sluggish couple of years. The S&P ASX200 index added just under 7% in the 10 months to October 31 closing at 8160.(i) It reached its previous all-time high of 8355 just two weeks before. So, if you were invested in an index fund or […]

Supporting Your Kids Without Sacrificing Your Retirement

Supporting Your Kids Without Sacrificing Your Retirement

As parents, the instinct to support our children never truly fades, even when they become adults. However, when you’re looking at giving them a financial helping hand, there is a bit to consider. It’s important to ensure any support you provide is not at the expense of your financial future. It can also be tricky […]

FAQs: No more ‘please explain’

We’re all about sharing knowledge and ensuring that you’re in the know, even before you ask. Here are a few queries you might be pondering over.

Clear Sky Financial is an Australian-based, licensed financial planning firm and Corporate Authorised Representatives of InterPrac Financial Planning, established in 2001. Clear Sky Financial operates under Australian Financial Services Licence 246638. InterPrac Financial Planning is a wholly owned subsidiary of publicly-listed ASX firm Sequoia Financial Group.

Choosing an adviser you can trust is one of the biggest challenges for Aussies looking to implement a financial strategy. To help make the decision easier and advice more accessible, we don’t charge fees for going through the research process. That means we’ll present our findings and make our recommendations and if you choose not to proceed for any reason, the whole process won’t cost you a cent. You can view our recommendations and see what our fees and the benefits will be, before having to commit either way.

If you want to know where you’re going, and exactly how to get there, the best way to achieve your goals is with a plan. Studies consistently show that professional financial advice leads to significantly better outcomes, especially in retirement. If you want to maximise your financial well-being and ensure a secure future, it makes sense to get expert guidance tailored to your specific goals and circumstances.

We take great pride in providing objective advice that’s solely in your best interests. As a privately owned firm, free from any affiliations with Super funds or banks, we have no conflicting interests. Our recommendations are designed to empower you to make informed decisions with confidence.