Important notice: We are not related to the payday loan company or any overseas companies using the name Clear Sky Financial. We are Clear Sky Financial Pty Ltd. A 100% Australian owned Financial Planning Company, with Australian-based advisers operating under Australian Financial Services Licence Number 246638.

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Financial advice you can
understand and trust

At Clear Sky Financial, we provide everyday Australians, with expert financial advice that’s easy to understand. Why? Because we believe great financial advice provides clarity, certainty and peace of mind, and everyone should enjoy those benefits, regardless of their financial starting point.

Whether you want to buy a home, enjoy a life without financial stress, or just know your family will be looked after if something unexpected happens, we can put a simple plan in place to make it happen.

Your goals power ours

Many Aussies are on track for an average retirement. Others lack financial security in the face of illness or injury. More are stuck in default Super funds with below-average returns – and don’t even know it. We’re here to ensure you’re on the front foot, heading towards your financial goals with confidence.

Our simple 3 step process makes getting advice enjoyable by focusing on what you want

STEP 1 - GOALS

We start by working out what you want to achieve; now and in the future.

STEP 2 - PLAN

Are you currently on track to reach your goals? If not, We devise a plan to get you there.

STEP 3 - ACTION

We implement and manage your plan to ensure you stay on track.

Advice you can trust from a team you can rely on

Clear Sky Financial are Licensed Financial Advisers with over $400 million dollars in Assets Under Management. We are Corporate Authorised Representatives of InterPrac Financial Planning, established in 2001, a wholly owned subsidiary of publicly listed ASX firm, Sequoia Financial Group.

We operate under Australian Financial Services Licence Number 246638, which is issued and regulated by the Australian Securities and Investment Commission.

Our founder, Dominic O’Regan, is a Senior Associate of the Financial Services Institute of Australia, Member of the Tax Practitioners Board, Adviser Member of the Association of Independently Owned Financial Professionals, and Practitioner Member of the Financial Advice Association of Australia (FAAA).

Building brighter
futures together

At Clear Sky Financial, we believe in more than just numbers. We’re dedicated to making a real impact whether it’s educating the next generation, supporting local neighbourhood initiatives or raising funds and awareness for incredible national charities, we’re committed to uplifting 
and strengthening the communities we serve.

In the words of Clint Eastwood, “What you put into life, is what you get out of it.” Each day we make a difference. Sometimes we are the difference for one, other days for many.  Whatever the number, it matters.

In the News

News & insights

Shaping Australia’s Future:

Shaping Australia’s Future:

Key Federal Budget 2025 – 26 Measures for Living Standards and Growth Much of the 2025 Federal Budget was already known, after a volley of pre-election spruiking for votes. But Treasurer Jim Chalmers had one surprise up his sleeve – $17 billion in tax cuts. The first round of cuts will kick in on 1 […]

Safeguarding Your Financial Tomorrow, Today

Safeguarding Your Financial Tomorrow, Today

At Clear Sky Financial, we understand how important it is to protect your hard-earned savings and superannuation from fraud. With an increase in scams targeting superannuation, our Team is here to prioritise your safety and security, and ensure that all your financial dealings are handled with the utmost care and diligence. We are committed to […]

Global Trade Tensions and Their Effect on Australian Markets

Global Trade Tensions and Their Effect on Australian Markets

The evolving global trade landscape, marked by the US Trade Wars, is creating ripple effects in Australian markets. Tariffs, supply chain disruptions, and shifting trade agreements pose risks to Australian shares, particularly those with international exposure. In this environment, a diversified, risk-aware approach is crucial. At Clear Sky Financial, our dedicated Investment Committee is actively […]

FAQs: No more ‘please explain’

We’re all about sharing knowledge and ensuring that you’re in the know, even before you ask. Here are a few queries you might be pondering over.

Clear Sky Financial is an Australian-based, licensed financial planning firm and Corporate Authorised Representatives of InterPrac Financial Planning, established in 2001. Clear Sky Financial operates under Australian Financial Services Licence 246638. InterPrac Financial Planning is a wholly owned subsidiary of publicly-listed ASX firm Sequoia Financial Group.

Choosing an adviser you can trust is one of the biggest challenges for Aussies looking to implement a financial strategy. To help make the decision easier and advice more accessible, we don’t charge fees for going through the research process. That means we’ll present our findings and make our recommendations and if you choose not to proceed for any reason, the whole process won’t cost you a cent. You can view our recommendations and see what our fees and the benefits will be, before having to commit either way.

If you want to know where you’re going, and exactly how to get there, the best way to achieve your goals is with a plan. Studies consistently show that professional financial advice leads to significantly better outcomes, especially in retirement. If you want to maximise your financial well-being and ensure a secure future, it makes sense to get expert guidance tailored to your specific goals and circumstances.

We take great pride in providing objective advice that’s solely in your best interests. As a privately owned firm, free from any affiliations with Super funds or banks, we have no conflicting interests. Our recommendations are designed to empower you to make informed decisions with confidence.