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Financial advice you can
understand and trust

At Clear Sky Financial, we provide everyday Australians, with expert financial advice that’s easy to understand. Why? Because we believe great financial advice provides clarity, certainty and peace of mind, and everyone should enjoy those benefits, regardless of their financial starting point.

Whether you want to buy a home, enjoy a life without financial stress, or just know your family will be looked after if something unexpected happens, we can put a simple plan in place to make it happen.

Your goals power ours

Many Aussies are on track for an average retirement. Others lack financial security in the face of illness or injury. More are stuck in default Super funds with below-average returns – and don’t even know it. We’re here to ensure you’re on the front foot, heading towards your financial goals with confidence.

Our simple 3 step process makes getting advice enjoyable by focusing on what you want

STEP 1 - GOALS

We start by working out what you want to achieve; now and in the future.

STEP 2 - PLAN

Are you currently on track to reach your goals? If not, We devise a plan to get you there.

STEP 3 - ACTION

We implement and manage your plan to ensure you stay on track.

Advice you can trust from a team you can rely on

Clear Sky Financial are Licensed Financial Advisers with over $500 million dollars in Assets Under Management. We are Corporate Authorised Representatives of InterPrac Financial Planning, established in 2001, a wholly owned subsidiary of publicly listed ASX firm, Sequoia Financial Group.

We operate under Australian Financial Services Licence Number 246638, which is issued and regulated by the Australian Securities and Investment Commission.

Our founder, Dominic O’Regan, is a Senior Associate of the Financial Services Institute of Australia, Adviser Member of the Association of Independently Owned Financial Professionals, and Practitioner Member of the Financial Advice Association of Australia (FAAA).

Building brighter
futures together

At Clear Sky Financial, we believe in more than just numbers. We’re dedicated to making a real impact whether it’s educating the next generation, supporting local neighbourhood initiatives or raising funds and awareness for incredible national charities, we’re committed to uplifting 
and strengthening the communities we serve.

In the words of Clint Eastwood, “What you put into life, is what you get out of it.” Each day we make a difference. Sometimes we are the difference for one, other days for many.  Whatever the number, it matters.

In the News

News & insights

How to Turn ‘One Day’ into Reality

How to Turn ‘One Day’ into Reality

Clarity beats guesswork, and setting the right financial goals – matters more than you think. A lot of people say they want to “retire comfortably” or “make the most of their super.” But when we sit down and unpack it, those big-picture ideas don’t always turn into clear, meaningful goals – and  that’s where the […]

Smart Moves before the Financial Year Ends

Smart Moves before the Financial Year Ends

The end of the financial year is an opportunity to optimise your financial strategy, take advantage of tax deductions, and set yourself up for the new financial year. Whether you’re looking to maximise tax benefits, rebalance your investment portfolio, or to simply ensure you’re ticking all the right boxes, smart end of financial year (EOFY) […]

Lock In Your Repayments, Unlock Financial Freedom

Lock In Your Repayments, Unlock Financial Freedom

By Sanna Tammila, Director & Principal Finance Broker – Clear Sky Finance Today, the Reserve Bank of Australia announced a 25-basis point cut to the official cash rate, giving homeowners across the country some much-needed breathing room. For many, it means lower monthly mortgage repayments. But what if you could do more than just pocket […]

FAQs: No more ‘please explain’

We’re all about sharing knowledge and ensuring that you’re in the know, even before you ask. Here are a few queries you might be pondering over.

Clear Sky Financial is an Australian-based, licensed financial planning firm and Corporate Authorised Representatives of InterPrac Financial Planning, established in 2001. Clear Sky Financial operates under Australian Financial Services Licence 246638. InterPrac Financial Planning is a wholly owned subsidiary of publicly-listed ASX firm Sequoia Financial Group.

No – we’re not affiliated with any payday lenders, overseas companies, disability services, or solar panel businesses using the name “Clear Sky.”
People searching for Clear Sky Financial often see reviews for unrelated overseas companies using the same name. It can be confusing – but if you’re looking for the Australian-based, licensed financial advice firm, you’re in the right place.

We are Clear Sky Financial Pty Ltd, a 100% Australian-owned company providing professional financial advice under AFSL 246638. Our advisers are based here in Australia, and our company is registered under ACN 634 263 148.

To verify our company, you can search the official ASIC register here:
https://service.asic.gov.au/search/

To check an adviser’s credentials, visit:
https://moneysmart.gov.au/financial-advice/financial-advisers-register

The Clear Sky name might be common – but our service isn’t. We help everyday Australians access the kind of high-quality advice usually reserved for the wealthy.

Choosing an adviser you can trust is one of the biggest challenges for Aussies looking to implement a financial strategy. To help make the decision easier and advice more accessible, we don’t charge fees for going through the research process. That means we’ll present our findings and make our recommendations and if you choose not to proceed for any reason, the whole process won’t cost you a cent. You can view our recommendations and see what our fees and the benefits will be, before having to commit either way.

We offer comprehensive financial advice, including:

  • Superannuation reviews
  • Retirement planning
  • Life and TPD insurance
  • Investment strategies
  • Wealth protection
  • Lending and mortgage solutions through Clear Sky Finance

If you want to know where you’re going, and exactly how to get there, the best way to achieve your goals is with a plan. Studies consistently show that professional financial advice leads to significantly better outcomes, especially in retirement. If you want to maximise your financial well-being and ensure a secure future, it makes sense to get expert guidance tailored to your specific goals and circumstances.

We take great pride in providing objective advice that’s solely in your best interests. As a privately owned firm, free from any affiliations with super funds or banks, we have no conflicting interests. Our recommendations are designed to empower you to make informed decisions with confidence.

We bring high-level financial advice to everyday Australians – without the complexity, jargon, or high costs.

  • We focus on real outcomes, not just paperwork.
  • We’ve helped thousands of clients improve their financial position.
  • Our process is efficient, tech-enabled, and backed by real people who care.